What if you could legally redirect six figures in taxes… into your own retirement account instead of the IRS?
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Every year, high-income professionals and business owners hand over 40%–50% of their income to taxes. But what if that same money could be used to fund your retirement, reduce your taxes, & secure your family’s future.
At Oakwood Summit, we design advanced business retirement plans for successful owners and medical professionals — helping them legally redirect significant tax dollars into their own retirement wealth.
These business retirement plans go far beyond traditional 401(k)s. They’re designed for entrepreneurs, private practice owners, and independent professionals earning more than $500,000 per year who want to:
Reduce their current tax burden dramatically
Accelerate retirement savings by hundreds of thousands per year
Create predictable, tax-advantaged income for life
Depending on your age and income, contributions can range from $100,000 to over $400,000 per year—each dollar tax-deductible to your business.
The Power of Leveraging Tax Planning With Retirement Planning​
Our retirement plan designs give business owners the ability to slash their tax bill by $100,000 to $200,000+ annually. For individuals in the highest tax brackets, this means keeping significantly more of what you earn while simultaneously building retirement wealth.​​
Without Oakwood Summit Retirement Plan Design
Gross income: $700,000
401(k) contribution: $70,000
Custom Retirement Plan Contribution: $0
Taxable income: $630,000
Taxes (40% effective rate): $252,000
Net take-home: $378,000
Retirement savings: $70,000
With Oakwood Summit Retirement Plan Design
Gross income: $700,000
401(k) contribution: $70,000
Custom Retirement Plan Contribution: $250,000
Taxable income: $380,000
Taxes (40% effective rate): $152,000
Net take-home: $288,000
Retirement savings: $320,000
What Oakwood Summit Delivers
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Customized Plan Design: We analyze your income, business structure, and goals to create a tailored business retirement plan
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Downside Protection: Eliminate market risk in your retirement plan.
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Shield Assets From Creditors: Creditor protection in most states — critical protection against malpractice judgments and legal claims
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Turnkey Implementation: We handle setup, actuarial calculations, compliance, and coordination with your CPA—start to finish
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Strategic Tax Integration: Your plan is designed to work seamlessly with your overall tax strategy, reducing taxable income each year​
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Long-Term Oversight: Annual reviews ensure your plan stays optimized as your business grows
Who Benefits Most​
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High-income business owners and partners
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Professional practices (medical, legal, dental, engineering)
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1099 physicians and independent contractors
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Business owners ages 35–65
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Companies with consistent profits and predictable income
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Owners seeking major tax relief and accelerated retirement growth
Real Impact for Business Owners​
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With the right plan design, many clients:
Reduce taxable income by six figures annually
Build millions in long-term retirement assets
Preserve wealth that would otherwise be lost to taxes
Strengthen future financial security without changing lifestyle
Next Steps
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1. Schedule a Strategy Call
We’ll review your goals, income, and tax situation to see if a custom retirement plan is the right fit
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2. Receive Your Personalized Plan Design
We show exactly how much you can contribute and how much you can save in taxes
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3. Implement Your Plan with Confidence
Our team handles the details from setup to administration and annual compliance