At Oakwood Summit, we transform tax planning into a powerful tool for building generational wealth.
We partner with successful business owners, medical professionals, and high-income earners to implement advanced retirement strategies that reduce taxes, accelerate savings, and preserve long-term financial independence.
Too many high-performing entrepreneurs build profitable businesses… and still feel like they’re losing ground.
Why? Because they’re overpaying in taxes—and treating retirement like a side project instead of a wealth strategy.
We’re here to change that.
At Oakwood Summit, we believe:
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Success should be rewarded, not penalized by the IRS
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The tax code is a wealth-building tool—not a trap
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Retirement plans should be built for entrepreneurs—not employees
Our mission is simple:
Uncover the hidden tax and retirement advantages buried in your business and turn them into long-term wealth.
How the Cash Balance Plan Assessment Works
Ready to see what your numbers look like? Discover how much more you could be saving in taxes and how fast you could be building wealth with our Cash Balance Plan Assessment. This complimentary, personalized analysis identifies:
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How much more you could save in taxes annually
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How much more you could contribute toward retirement annually —beyond your 401(k)
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Your timeline to build a 7 figure retirement
We Make It Simple To Unlock Six-Figure Tax Savings & Accelerate Retirement Wealth - Without Complexity, Confusion, Or Wasted Time
Here's Exactly How We Guide You From Discovery To Implementation With Our Business Retirement Plan Assessment
Step 1: Cash Balance Plan Assessment
Timeline: Week 1
We start with a personalized deep dive into your current income, tax exposure, and retirement goals.
You’ll receive a no-cost, no-obligation custom report showing:
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How much you could save in taxes this year
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Your eligible contribution range
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Retirement growth projections over time
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Key insights to make an informed decision
What You’ll Do:
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Complete intake form
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Schedule your strategy call with our team
Step 2: Plan Design & Strategy Coordination
Timeline: Week 2 - 3
We develop a tailored Cash Balance Plan based on your business structure, income, goals, and team size.
Our team handles all the design and coordinates directly with your CPA to align the strategy with your overall tax planning.
What We Deliver:
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Customized plan design & actuarial analysis
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Side-by-side comparison of savings and options
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Detailed implementation game plan
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CPA coordination to ensure alignment
Step 3: Plan Setup & Activation
Timeline: Week 4 - 8
Once your plan design is approved, we handle all paperwork and filings to establish your IRS-qualified plan.
Includes:
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Plan documents & trust creation
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Official plan adoption before deadline
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Contribution calculations for the year
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Assistance with plan funding
Your Cash Balance Plan is now live and ready to deliver powerful tax and retirement results.
Step 4: Annual Management & Optimization
Timeline: Ongoing
We don’t disappear after setup. We handle everything year after year to ensure your plan remains compliant and optimized.
Ongoing Services Include:
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IRS compliance filings (Form 5500, etc.)
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Annual actuarial valuation
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Contribution strategy updates based on income growth
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Dedicated support + direct coordination with your CPA
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Plan refinements to maximize ROI
Modernize Your Retirement Program
Owners want more flexibility and financial security—especially guaranteed lifetime income. At the same time, owners are looking for smarter ways to manage workforce transitions while keeping costs predictable and stable.
The good news? Many companies can enhance their existing retirement programs with simple updates—often at little to no additional cost—leading to better outcomes for both owners and the business.
Schedule your free 30-minute consultation and receive:
A clear snapshot of your current retirement plan’s performance
Actionable strategies to lower risk and reduce annual costs
Insights on how to improve retirement outcomes for your team
Creative ideas to boost employee engagement and participation
A step-by-step roadmap to modernize and future-proof your plan