Tax Advantaged Wealth Strategies
For High-Income Business Owners
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At Oakwood Summit, we specialize in helping high-income business owners and professionals transform their tax liabilities into long-term wealth
Our services go far beyond traditional accounting or financial advice — we design and coordinate advanced, IRS-qualified strategies that allow your business to:
Reduce or eliminate six-figure tax bills,
Accelerate your retirement savings, and
Build multi-generational, tax-advantaged wealth.
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Whether you run a medical practice, law firm, or closely held company, we help you keep more of what you earn — and put it to work for your future.
Case Studies
Advanced Retirement Plans
Turn your biggest expense — taxes — into your greatest wealth-building tool.
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We design and implement advanced retirement plans that allow you to make large, fully deductible contributions through your business.
These plans can reduce your taxes by $100,000 or more annually while rapidly accelerating your retirement savings.​
Key Benefits:
Contributions of $150,000–$400,000+ per owner per year
100% tax-deductible to the business
Protected from creditors and lawsuits
Creates predictable, guaranteed retirement income
Family Business Succession Planning
Transfer ownership — without losing control.
You don’t have to sell your business outright to retire.
Our Family Business Succession Strategy allows you to remain in control while transitioning ownership to your children or key employees over time.Here’s how it works:
Your successors make tax-deductible contributions to your Cash Balance Plan over 5–10 years — effectively “buying out” your ownership using pre-tax dollars.Benefits:
You retain ownership and income during the transition
The business receives tax deductions for each contribution
Your successors avoid large loans or debt service
You only transfer full ownership once the buyout is complete
Tax-Deductible Exit Planning
Retire from your business — on a tax-deductible basis.
Most business owners expect to sell their business to fund retirement — but that can come with heavy capital gains taxes and unpredictable payouts.
With Oakwood Summit, you can use a Cash Balance Plan to withdraw value from your business before you sell — through large, tax-deductible contributions that fund your retirement directly.
The Result:
You build wealth while still in control
Reduce or eliminate the need for a future sale
Retire with predictable income — not market risk
Capital Gains Reduction Planning
Sell assets without triggering massive taxes.
If you’re selling highly appreciated real estate, stock, or a business, we design strategies using Charitable Remainder Trusts (CRTs) and tax-advantaged structures that allow you to:
Eliminate capital gains taxes on the sale
Receive income for life from the trust
Leave a lasting charitable legacy
This approach allows you to exit appreciated assets tax-free — keeping more of your wealth working for your family or your chosen cause.
Convert Tax-Deferred Wealth Into Tax-Free Legacy
If you have large tax-deferred retirement accounts (IRAs, 401(k) balances, etc.), you may be facing two hidden tax burdens: first income tax when you withdraw, then potential estate tax when you pass wealth to heirs. But what if you could both eliminate the tax on conversion and engineer a tax-free legacy for your family?
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At Oakwood Summit, we integrate advanced retirement-plan design with the leveraged legacy IRA strategy from Lionsmark Capital—enabling you to:
Move funds from tax-deferred accounts into tax-free status.
Use pre-tax business dollars and plan structures to offset taxes.
Create a leveraged life-insurance death benefit that passes tax-free to heirs.
Multiply your legacy, while reducing your current tax burdens.
Our Process
We make advanced planning simple, coordinated, and effective.
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Initial Consultation – We identify your top tax-saving and retirement opportunities.
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Custom Plan Design – We create a tailored strategy for your income, entity, and goals.
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Implementation – We handle all setup and coordinate with your CPA and legal advisors.
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Ongoing Management – Annual recalculations, compliance filings, and optimization.
Everything we do is designed to help you keep more, grow faster, and retire wealthier.
