Retirement Plans
Built for Your Business.
Designed for Greater Impact.
We design tax advantaged retirement plans that help you save more, reduce taxes, and built long term wealth - while rewarding and retaining the people who power your success.
Retirement Plans That Go Beyond Traditional Limits
We design and implement advanced retirement plans tailord to your goals, your businsess, and your vision for the future.
401(k) & Profit Sharing Plans
Flexible plans that reward key employees and help you save more.
-
Contribute up to 25% of compensation
-
Discretionary contributions based on business profits
-
Attract and retain top talen
-
Reduce taxable inocme
Cash Balance Plans
Combine the best features of defined benefit and defind contribution plans.
-
Contribute $100,000 - $300,000+ per year (per owner)
-
Tax deductible contributions
-
Predictable, formula based account balance
-
Ideal for busines owners with W2 income.
Defined Benefit Plans
Designed for high income business owners who want to contribute at the highest levels possible.
-
Contribute $200,000 - $400,000+ per year
-
Large contribution limits
-
Accelerate retirement savings and reduce taxes
-
Build significant retirement assets faster.
412(e)(3) Plans
The highest contribution limits available with the security of life insurance.
-
Contribute $250,000 - $400,000+ per year (per owner)
-
Tax deductible contributions
-
Guaranteed death benefits for owners and family
-
Ideal for high income earners seeking maximum savings
*Contribution limits subject to change. Additional catch-up contributions may apply for those age 50 and over.
$162,000 in Annual Tax Savings and a Stronger Retirement Plan
We redesigned their retirment plan and implemented advanced tax strategies that reduced their annual tax bill by $162,000 and helped them save an additional $485,000 for retirement.
Annualized Tax Savings
$162,000+
Additional Retirement Savings
$485,000+
Doubling Retirement Savings While Reducing Taxes
We optimized her plan design and leveraged advanced tax strategies to reduce her tax bill by $104,000 annually while helping her double her retirement savings rate.
Annualized Tax Savings
$142,000+
Increase In Retirement Savings Rate
2x
From Overpaying Taxes to Building Generational Wealth
By implementing a Cash Balance Plan and advanced income strategies, we helped this business owner reduce taxes by $128,000 annually and put more money to work for his future.
Annualized Tax Savings
$128,000+
10 Year Wealth Accumulation
$3.6M+
Retirement Plan Comparison
Feature
401(k) Profit Sharing Plan
Cash Balance Plans
Defined Benefit Plan
412(e)(3) Plans
Ideal For
Startups to Midsized Businesses
High Income Business Owners
Older / Peak Earning Owners
Owners Seeking Max Contributions
Contribution Potentail
Moderate
High
Very High
Very High
Tax Deduction Potential
Moderate
High
Very High
Maximized
Plan Complexity
Low
Moderate
High
Low
Funding Requirements
Discretionary
Required
Required
Very High
Best For
Flexibility & Simplicity
High Contribution & Savings
Maximum Savings & Benefits
Maximum Overall Results
Not sure which plan is right for you? We'll help you choose the best option for your business and your future.