Retirement Plan Options
Designed for Business Owners
More Contributions. Greater Tax Savings. Stronger Futures.
Every business is unique - and so is every retirement plan.
We design and implement advanced retirement plans that help you contribute more, reduce taxes, and build long term wealth for you, your family, and your business.
Our team evaluates your goals, cash flow, and businses structure to recommend the right plan - or combination of plans - for maximum results.
Retirement Plans That Go Beyond Traditional Limits
We design and implement advanced retirement plans tailord to your goals, your businsess, and your vision for the future.
401(k) & Profit Sharing Plans
Flexible plans that reward key employees and help you save more.
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Contribute up to 25% of compensation
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Discretionary contributions based on business profits
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Attract and retain top talen
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Reduce taxable inocme
Cash Balance Plans
Combine the best features of defined benefit and defind contribution plans.
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Contribute $100,000 - $300,000+ per year (per owner)
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Tax deductible contributions
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Predictable, formula based account balance
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Ideal for busines owners with W2 income.
Defined Benefit Plans
Designed for high income business owners who want to contribute at the highest levels possible.
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Contribute $200,000 - $400,000+ per year
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Large contribution limits
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Accelerate retirement savings and reduce taxes
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Build significant retirement assets faster.
412(e)(3) Plans
The highest contribution limits available with the security of life insurance.
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Contribute $250,000 - $400,000+ per year (per owner)
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Tax deductible contributions
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Guaranteed death benefits for owners and family
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Ideal for high income earners seeking maximum savings
*Contribution limits subject to change. Additional catch-up contributions may apply for those age 50 and over.
Retirement Plan Comparison
Feature
401(k) Profit Sharing Plan
Cash Balance Plans
Defined Benefit Plan
412(e)(3) Plans
Ideal For
Startups to Midsized Businesses
High Income Business Owners
Older / Peak Earning Owners
Owners Seeking Max Contributions
Contribution Potentail
Moderate
High
Very High
Very High
Tax Deduction Potential
Moderate
High
Very High
Maximized
Plan Complexity
Low
Moderate
High
Low
Funding Requirements
Discretionary
Required
Required
Very High
Best For
Flexibility & Simplicity
High Contribution & Savings
Maximum Savings & Benefits
Maximum Overall Results
Not sure which plan is right for you? We'll help you choose the best option for your business and your future.